Learn About Long Term Care 

We are all living longer today.  Living longer, however, carries concerns for you about how you will pay for your care when you can no longer care for yourself. 

And your chances of living longer presents concerns for you as to whether your family and loved ones will be burdened by your care needs.

Government studies show you have a 70% chance of needing care at some point in your life.  And contrary to what you might believe, private health insurance and Medicare will not cover your costs.

Currently, the 2024 nationwide average cost of care for a private room in a nursing facility is $304.00 day or $110,960 per year.  The average costs increase with inflation by approximately 3% per year.

Securing your future with planning will allow you to protect your retirement assets, enable you to receive your care with dignity in the setting of your choice, and most importantly will guarantee you will not burden your loved ones with caregiving responsibilities. 

Find The Right Long Term Care Insurance Plan For You

Wouldn't it be nice to work with a truly independent and unbiased agent that will help you to review the rates of every company in the marketplace to allow you to instantly compare quotes on an apples-to-apples basis?

Did you know your rates can differ by as much as 50% for the exact same benefits?

Review and compare quotes of the top-rated providers.

We will send you long term care insurance costs for each company available in your State.

Compare quotes from Nationwide, OneAmerica, Lincoln Moneyguard, Mutual of Omaha, National Guardian Life,  Securian, Mass Mutual, New York Life, Thrivent, John Hancock, Brighthouse, Global Atlantic, & more!

We truly are your "one-stop shop."

Complete our easy online quote request form. 

Compare long term care insurance rates today and save up to 50%!

Consider a Hybrid Long Term Care Policy

Hybrid long term care policies that combine LTC benefits with life insurance or annuities are increasingly growing in popularity. 

What's the appeal? 

Well, the appeal of hybrid long term care insurance policies is simple to understand. 

You will receive:

1. long term care insurance benefits should you need care;
2. life insurance benefits should care not be needed; and
3. a 100% money back guarantee should you ever change your mind. 

Funded with either a one-time single premium or installments, hybrid life/ LTC policies such as Lincoln MoneyGuard, OneAmerica Asset Care, Nationwide CareMatters II, or Securian SecureCare are well worth your consideration.

Market Shift To Asset Based Long Term Care Insurance