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Long Term Care Blog

Your Ultimate Guide To Long Term Care Riders On Life Insurance

| Jack Lenenberg

Ltc Rider Chronic Illness Rider

While it is nice to imagine living independently for the rest of your life, chances are you will need long-term care at some point in your life.  The U.S. Department of health and Human Services reports that you have a 70% likelihood of...

Traditional Long Term Care Insurance - 2022 Update

| Jack Lenenberg

Long Term Care Insurance

February 11, 2022  If you believe everything you read on the internet, you may be under the false impression that the traditional long term care insurance market is dead.   Well, nothing could be further from the truth.

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OneAmerica Price Increase Announced Effective September 25th

| Jack Lenenberg

Dont Miss The Deadline

New business application rates are increasing later this month once again with one of the leading underwriters due to the historically low interest rate environment.  OneAmerica will be changing the rates respectively on the very...

LTC Payroll Tax In Washington State

| Jack Lenenberg

Washington Long Term Care Insurance Payroll Tax

The State of Washington has adopted the country's first State-run public long term care insurance program.  Washington Governor Jay Inslee signed legislation to provide that beginning January 1, 2022 Washington employers must withhold a new...

OneAmerica Asset Care - Still Your Best Hybrid LTC Policy

| Jack Lenenberg

One America State Life Asset Care Review
OneAmerica Asset Care has been the leading hybrid long term care insurance policy for over 30 years.  Remarkable. The longevity and the stability of the OneAmerica Asset Care policy is truly quite impressive, especially considering the...

Nationwide CareMatters II Pricing Increase Announced

| Jack Lenenberg

Long Term Care Insurance Genworth Privileged Choice FlexOnce again, we have a fire sale this year.

Effective January 11th, 2021 one of the very best long term care policies will be increasing its premiums by 8% -11% across the board for the most commonly designed plans.  Nationwide Financial has...

Mass Mutual To Exit Traditional Long Term Care Insurance Market

| Jack Lenenberg

Mass Mutual Long Term CareAnd another one bites the dust.

The traditional long term care insurance arena which once flourished with over 100 underwriters 20 years ago is now down to 9 companies.

Mass Mutual has made the decision to stop offering for sale all traditional...