New business application rates are increasing later this month once again with one of the leading underwriters due to the historically low interest rate environment.  OneAmerica will be changing the rates respectively on the very...

The State of Washington has adopted the country's first State-run public long term care insurance program.  Washington Governor Jay Inslee signed legislation to provide that beginning January 1, 2022 Washington employers must withhold a new...

OneAmerica Asset Care has been the leading hybrid long term care insurance policy for over 30 years.  Remarkable. The longevity and the stability of the OneAmerica Asset Care policy is truly quite impressive, especially considering the...

Once again, we have a fire sale this year.

Effective January 11th, 2021 one of the very best long term care policies will be increasing its premiums by 8% -11% across the board for the most commonly designed plans.  Nationwide Financial has...

And another one bites the dust.

The traditional long term care insurance arena which once flourished with over 100 underwriters 20 years ago is now down to 9 companies.

Mass Mutual has made the decision to stop offering for sale all traditional...

Mutual of Omaha 40% Price Increase Announced September 1st

The most affordable traditional long term care insurance policy in the marketplace will be increasing its New Business pricing in 32 states on September 1st up to 40%.  If you have...

MassMutual introduced its CareChoice policy series to help you prepare for your future long term care needs.

The Mass Mutual CareChoice policy series offers two payment options:  CareChoice One is a single premium whole life policy with long...

August 21, 2020 UPDATE Arizona, Connecticut, Delaware and North Dakota have a September 5th Deadline to lock in the old rates.

The most exceptional single pay long term care insurance value in the marketplace is still available in 9 States:

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Brighthouse Financial is a new company in the long term care insurance arena.  Heck, Brighthouse Financial is a new company in every arena.

Brighthouse is a 3 year old company.

In 2017 MetLife established Brighthouse Financial as a completely...

The present low interest rate environment is resulting in long term care insurance companies to make the decisions to increase pricing and to reduce risk on current hybrid long term care insurance products.  

Over the past 12 months the...