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Long Term Care Blog

Review of John Hancock LifeCare Hybrid Long Term Care Insurance

| Jack Lenenberg

John Hancock

July 8, 2025

Earlier this year John Hancock released a new policy into the hybrid long term care arena with its new product offering, LifeCare, an indexed universal life insurance policy with long term care benefits. This is a welcome change for...

Taxation Guide For Hybrid Long Term Care Insurance

| Jack Lenenberg

Tax Deductions Long Term Care Insurance

December 12, 2024

In 1996, the Health Insurance Portability and Accountability Act (HIPAA) outlined the requirements for tax-qualified long term care policies under Internal Revenue Code 7702B.

HIPAA also defined a hybrid life-long term care...

OneAmerica Issues New Asset Care Policy With Lifetime LTC

| Jack Lenenberg

One America State Life Asset Care Review

OneAmerica Financial has updated its popular market-leading Asset Care policy. The new Asset Care hybrid long term care policy is now available in 38 states.

Asset Care is a whole life policy that will allow you to access 100% of your life...

Long Term Care Insurance Explained

| Jack Lenenberg

Long Term Care Insurance Explained

What Is Long Term Care Insurance?

Long term care insurance policies will reimburse you for costs related to caregiving expenses when you are determined to be chronically ill. Your private health insurance and Medicare will not typically pay for...