OneAmerica Asset Care has been the leading hybrid long term care insurance policy for over 30 years.  Remarkable. The longevity and the stability of the OneAmerica Asset Care policy is truly quite impressive, especially considering the...

Once again, we have a fire sale this year.

Effective January 11th, 2021 one of the very best long term care policies will be increasing its premiums by 8% -11% across the board for the most commonly designed plans.  Nationwide Financial has...

And another one bites the dust.

The traditional long term care insurance arena which once flourished with over 100 underwriters 20 years ago is now down to 9 companies.

Mass Mutual has made the decision to stop offering for sale all traditional...

MassMutual introduced its CareChoice policy series to help you prepare for your future long term care needs.

The Mass Mutual CareChoice policy series offers two payment options:  CareChoice One is a single premium whole life policy with long...

December 21, 2020 UPDATE 

The most exceptional single pay long term care insurance value in the marketplace is still available in Florida:

In the past 8 months, LTC insurance rates have increased across the board 15% - 40% with all...

Brighthouse Financial is a new company in the long term care insurance arena.  Heck, Brighthouse Financial is a new company in every arena.

Brighthouse is a 3 year old company.

In 2017 MetLife established Brighthouse Financial as a completely...

The present low interest rate environment is resulting in long term care insurance companies to make the decisions to increase pricing and to reduce risk on current hybrid long term care insurance products.  

Over the past 12 months the...

Every day between now and 2030 approximately 10,000 baby boomers will turn 65 years old.  Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States.  Most Americans...

A Health Savings Account is one of the most flexible tools to help you address the increasing costs of health care.  HSA's offer you a tax deduction for your contributions.  Your HSA benefits grow tax-deferred and your distributions from...

Lincoln Moneyguard III, the new hybrid long term care insurance policy underwritten by Lincoln Financial Group, is now released.

Lincoln Moneyguard III will replace Lincoln Moneyguard II which will only be available until November 1,...