The State of Washington has adopted the country's first State-run public long term care insurance program. Washington Governor Jay Inslee signed legislation to provide that beginning January 1, 2022 Washington employers must withhold a new 0.58...

John Hancock Discontinues LTC Insurance Sales

One of the pioneers of long term care insurance announced today it is making the difficult decision to stop selling long term care insurance policies effective December 2, 2016.  John Hancock has...

Studies show that 70 percent of Americans that reach Medicare age of 65 will need long term care at some point in their lives.

This care may be received at home, in assisted living, or within a skilled nursing facility.  The US Department of...

A non-profit legal organization has filed suit alleging that the recently instituted practice of private insurance companies charging women higher rates for long term care insurance violates Section 1557 of the Affordable Care Act.

The National...

Individuals and self-employed business owners that  buy long term care insurance will benefit from higher tax deductibility limits in 2013.

The Internal Revenue Service has agreed to increase the LTC insurance age-based tax deductions by...

One of Ted Kennedy’s final acts as US Senator was to try to make long term care insurance affordable for most Americans.

Working on the Class Act for almost 10 years, Ted Kennedy finally succeeded when the Community Living Assistance Services and...

What would happen financially to your spouse or your partner if financially if you were to require long term care?
Medicare and private health insurance do not pay for long term care. And Medicaid requires you to spend down to $2000 in assets to...

Spring is in the air, so that means the Federal Government is offering long term care insurance to Federal Employees. Open enrollment is available April-June. More than any other issue, our clients shopping for long term care insurance wish to...