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Long Term Care Blog

Your Ultimate Guide To Long Term Care Riders On Life Insurance

| Jack Lenenberg

Ltc Rider Chronic Illness Rider

While it is nice to imagine living independently for the rest of your life, chances are you will need long-term care at some point in your life.  The U.S. Department of health and Human Services reports that you have a 70% likelihood of...

OneAmerica Price Increase Announced Effective September 25th

| Jack Lenenberg

Dont Miss The Deadline

New business application rates are increasing later this month once again with one of the leading underwriters due to the historically low interest rate environment.  OneAmerica will be changing the rates respectively on the very...

OneAmerica Asset Care - Still Your Best Hybrid LTC Policy

| Jack Lenenberg

One America State Life Asset Care Review
OneAmerica Asset Care has been the leading hybrid long term care insurance policy for over 30 years.  Remarkable. The longevity and the stability of the OneAmerica Asset Care policy is truly quite impressive, especially considering the...

Nationwide CareMatters II Pricing Increase Announced

| Jack Lenenberg

Long Term Care Insurance Genworth Privileged Choice FlexOnce again, we have a fire sale this year.

Effective January 11th, 2021 one of the very best long term care policies will be increasing its premiums by 8% -11% across the board for the most commonly designed plans.  Nationwide Financial has...

Mass Mutual CareChoice Select Review - F is for Failure

| Jack Lenenberg

Mass Mutual Care Choice

MassMutual introduced its CareChoice policy series to help you prepare for your future long term care needs.

The Mass Mutual CareChoice policy series offers two payment options:  CareChoice One is a single premium whole life policy with long...