Long Term Care Blog

Pacific Life Premier Care Review and Rating

| Jack Lenenberg

Pacific LifeReview of Pacific Life PremierCare Long Term Care Insurance

Below is my original 2013 review of the original Pacific Life PremierCare policy.  The arena has changed dramatically in the past 7 years.  For the current 2020 review of the...

Genworth to Halt Long Term Relationship with AARP

| Jack Lenenberg

Aarp Long Term Care Insurance ReviewGenworth Ceases AARP Long Term Care Insurance Plans

Sadly, a five year relationship will be coming to an end next month.

This week, Genworth Financial Inc. announced it will stop new sales of AARP-branded long-term care insurance...

Review of Northwestern Mutual Long Term Care Insurance

| Jack Lenenberg

Northwestern Mutual LtcNorthwestern Mutual offers long term care insurance through its wholly owned subsidiary Northwestern Long Term Care Insurance Company. 

We receive a lot of inquiries about Northwestern LTC policies.  Let's take a look to see how...

Gender-Based Pricing To Take Effect

| Jack Lenenberg

Gender Based Ltc PricingGenworth Financial has announced its intentions to reprice long term care insurance rates so that single women will be charged higher prices than men.  Pricing changes are expected to be implemented in April 2013.  The rates for women...

5 Ways To Save On Your Long Term Care Insurance Costs

| Jack Lenenberg

Long Term Care Insurance Premiums Savings 1Tips to Save on Long Term Care Insurance Costs

Buy Your Policy Early

Long term care insurance rates are based upon age.  The younger you are when you apply, the lower your cost will be.  Additionally, the cost of waiting to buy a...

Long Term Care Insurance State Partnership Programs

| Jack Lenenberg

What is the Long Term Care Insurance Partnership Program?

The original Long Term Care Insurance Partnership program was developed in 4 States in 1992: California, Indiana, Connecticut, and New York.Long Term Care Insurance Partnership Plans Program

With the number of elderly Americans...

What Does Long Term Care Insurance Cost?

| Jack Lenenberg

Long Term Care Insurance Costs and Rates Long Term Care Insurance Costs

The number one question we receive every day is, "How much does long term care insurance cost?"

This is somewhat of a tricky question because unlike the cost of, say, a term life insurance policy or a...