June 19, 2023

The Nationwide CareMatters Together policy is finally here!  It feels like we have been awaiting the release of this new joint life cash indemnity LTC policy for an eternity. And at first glance, the benefits and the pricing of...

May 16, 2023.  I have been waiting a few months to blog extensively about the current pricing on the Securian SecureCare III policy.  It has been almost 4 months since Securian reduced its pricing by 25% on its SecureCare III cash...

April 5, 2023

Lincoln Moneyguard is the original hybrid based long term care insurance policy, first introduced into the marketplace in 1987. Followed shortly thereafter in 1989 by the OneAmerica Asset Care policy, Lincoln Moneyguard has been at...

June 30, 2022.  Many people assume the Lifetime Unlimited benefit period is no longer available with long term care insurance companies.  Possibly your insurance agent or your financial advisor has told you that all underwriters stopped...

June 21, 2022

April 23, 2026 Update: Securian SecureCare IV is now released, and it is an excellent policy.

Securian SecureCare Review 2026

Securian has released its new Secure Care III cash indemnity hybrid long term care policy this past...

While it is nice to imagine living independently for the rest of your life, chances are you will need long-term care at some point in your life.  The U.S. Department of health and Human Services reports that you have a 70% likelihood of...

OneAmerica Asset Care has been the leading hybrid long term care insurance policy for over 30 years.  Remarkable. The longevity and the stability of the OneAmerica Asset Care policy is truly quite impressive, especially considering the...

MassMutual introduced its CareChoice policy series to help you prepare for your future long term care needs.

The Mass Mutual CareChoice policy series offers two payment options:  CareChoice One is a single premium whole life policy with long...

August 21, 2020 UPDATE Arizona, Connecticut, Delaware and North Dakota have a September 5th Deadline to lock in the old rates.

The most exceptional single pay long term care insurance value in the marketplace is still available in 9 States:

...

Updated July 30, 2020

The Pacific Life PremierCare Choice Max policy is one of two hybrid long term care insurance policy offerings by Pacific Life in 2020, the other being the Pacific Life PremierCare Choice 100 policy....