Every day between now and 2030 approximately 10,000 baby boomers will turn 65 years old.  Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States.  Most...

A Health Savings Account is one of the most flexible tools to help you address the increasing costs of health care.  HSA's offer you a tax deduction for your contributions.  Your HSA benefits grow tax-deferred and your distributions from...

***Current Lincoln Review*** Lincoln Moneyguard Fixed Advantage (2025) is the current policy.

(For review of the discontinued Lincoln Moneyguard III policy, please read below)

Lincoln Moneyguard III, the new hybrid long term care insurance policy...

Ben Franklin once famously said "A penny saved is a penny earned."  But Ben can no longer give you wisdom today when it comes to the money you have saved.  To be sure, you need to have enough money to live on.  At the same time,...

Nationwide CareMatters II: Life Insurance With Cash Indemnity Long Term Care Benefits

*** Pricing below updated to reflect current August 2020 pricing***

Finally. Nationwide has finally updated its CareMatters cash indemnity long term care...

OneAmerica announced an imminent important change effective January 1, 2019 for its joint life Asset Care hybrid long term care insurance policy.

What Is Changing

Beginning January 1, 2019 the option of joint life with enhanced LTC benefits of...

Wow, how time flies.  For years, my readers have been asking me to update my Top 10 List of Best Long Term Care Insurance Policies originally published in 2013.  

We have seen a few changes in the long term care insurance...

Securian SecureCare Long Term Care Insurance Review and Rating (Minnesota Life)

May 8, 2018.  

A terrific hybrid combination life and long term care insurance policy just got better.

Minnesota Life, a subsidiary of Securian...

With the continued march of the baby-boomer generation into retirement, the need for long term care planning will continue to rise. Consumers such as you will continue to search for attractive solutions to fund your future care needs.

The...

New York Life earlier this year introduced the New York Life Asset Flex universal life insurance policy with long term care benefits as a way for consumers/AARP Members to plan for their financial long term care needs later in life while...