June 21, 2022

April 23, 2026 Update: Securian SecureCare IV is now released, and it is an excellent policy.

Securian SecureCare Review 2026

Securian has released its new Secure Care III cash indemnity hybrid long term care policy this past...

February 11, 2022  If you believe everything you read on the internet, you may be under the false impression that the traditional long term care insurance market is dead.   Well, nothing could be further from the truth.

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OneAmerica Asset Care has been the leading hybrid long term care insurance policy for over 30 years.  Remarkable. The longevity and the stability of the OneAmerica Asset Care policy is truly quite impressive, especially considering the...

Mutual of Omaha 40% Price Increase Announced September 1st

The most affordable traditional long term care insurance policy in the marketplace will be increasing its New Business pricing in 32 states on September 1st up to 40%.  If you have...

MassMutual introduced its CareChoice policy series to help you prepare for your future long term care needs.

The Mass Mutual CareChoice policy series offers two payment options:  CareChoice One is a single premium whole life policy with long...

August 21, 2020 UPDATE Arizona, Connecticut, Delaware and North Dakota have a September 5th Deadline to lock in the old rates.

The most exceptional single pay long term care insurance value in the marketplace is still available in 9 States:

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Updated July 30, 2020

The Pacific Life PremierCare Choice Max policy is one of two hybrid long term care insurance policy offerings by Pacific Life in 2020, the other being the Pacific Life PremierCare Choice 100 policy....

Every day between now and 2030 approximately 10,000 baby boomers will turn 65 years old.  Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States.  Most...

***Current Lincoln Review*** Lincoln Moneyguard Fixed Advantage (2025) is the current policy.

(For review of the discontinued Lincoln Moneyguard III policy, please read below)

Lincoln Moneyguard III, the new hybrid long term care insurance policy...

Ben Franklin once famously said "A penny saved is a penny earned."  But Ben can no longer give you wisdom today when it comes to the money you have saved.  To be sure, you need to have enough money to live on.  At the same time,...