Today, Mutual of Omaha is one of the top 5 long term care insurance providers.  

Mutual of Omaha offers 2 long term care insurance policies:

1. Secure Solution
2. Custom Solution

Purely from a policy design and benefit option viewpoint, the...

Does Mass Mutual offer the best long term care insurance policy?

*****UPDATE February 7, 2019.  This Mass Mutual Signature Care 500 LTC Policy has just been withdrawn in 39 states.  It is replaced by the Mass Mutual Signature Care 600...

I receive a lot of phone calls from consumers nationwide and a fairly common question many of my clients ask me is:

What is the best long term care insurance policy that you can buy?

It is a fair question.

And it is a question that has...

Can a stroke survivor qualify for long term care insurance?

While problematic, it is possible to obtain long term care insurance with stroke history.

A stroke is the second leading cause of long term care insurance claims...

Review of Pacific Life PremierCare Long Term Care Insurance

Below is my original 2013 review of the original Pacific Life PremierCare policy.  The arena has changed dramatically in the past 7 years.  For the current 2020 review of the...

Genworth Ceases AARP Long Term Care Insurance Plans

Sadly, a five year relationship will be coming to an end next month.

This week, Genworth Financial Inc. announced it will stop new sales of AARP-branded long-term care insurance...

Northwestern Mutual offers long term care insurance through its wholly owned subsidiary Northwestern Long Term Care Insurance Company. 

We receive a lot of inquiries about Northwestern LTC policies.  Let's take a look to see how...

Genworth Privileged Choice Flex Discount Changes to take effect

Genworth Financial has announced immediate future pending pricing changes for new business applications on its industry leading long term care insurance policy, Genworth Privileged...

Shared Care Rider - Sharing Your Long Term Care Insurance Benefits

One of your choices when buying long term care insurance is to choose a benefit period.  The benefit period is the minimum amount of years your policy will pay your...

Long Term Care Insurance Costs and Rates

The number one question we receive every day is, "How much does long term care insurance cost?"

This is somewhat of a tricky question because unlike the cost of, say, a term life insurance policy or a...