August 29, 2019 Update: The old Asset Care pricing is certainly much better than the new Asset Care pricing.

The old OneAmerica Asset Care pricing is still available until September 20, 2019 for a limited period of time in the following...

Nationwide CareMatters II: Life Insurance With Cash Indemnity Long Term Care Benefits

*** Pricing below updated to reflect current August 2020 pricing***

Finally.  Nationwide has finally updated its CareMatters cash indemnity long term care...

Mass Mutual has released its new Signature Care 600 long term care insurance policy in 39 states and I am disappointed to say the Mass Mutual LTC policy is no longer a viable consumer solution in the traditional long term care insurance...

OneAmerica announced an imminent important change effective January 1, 2019 for its joint life Asset Care hybrid long term care insurance policy.

What Is Changing

Beginning January 1, 2019 the option of joint life with enhanced LTC benefits of 4%...

Wow, how time flies.  For years, my readers have been asking me to update my Top 10 List of Best Long Term Care Insurance Policies originally published in 2013.  

We have seen a few changes in the long term care insurance...

With our population aging and many of our youth struggling to maintain financial independence, the responsibilities and burdens of middle-aged Americans are increasing.   The phenomenon has been dubbed the "Sandwich Generation" the...

Securian SecureCare Long Term Care Insurance Review and Rating (Minnesota Life)

*****2020 Update:  Due to the current interest rate environment, many LTC underwriters have already increased premium costs in the past 5 months.*****

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***March 30, 2020 Update***  Due to the low yield environment on 30 year treasury bonds the insurance companies are greatly increasing the insurance costs and/or eliminating options on hybrid long term care annuity policies on April...

One of the questions I often receive is "When is the best time to buy long term care insurance?"

While certain media pundits such as Dave Ramsey might tell you that the age 60 is the magic age to buy long term care insurance, the truth is that...

New York Life earlier this year introduced the New York Life Asset Flex universal life insurance policy with long term care benefits as a way for consumers/AARP Members to plan for their financial long term care needs later in life while...