The underwriting of long term care insurance differs dramatically from the underwriting of life insurance, or even health insurance for that matter.

In our experience, cancer is the 4th most common reason for admission into a long term care...

Shared Care Rider - Sharing Your Long Term Care Insurance Benefits

One of your choices when buying long term care insurance is to choose a benefit period.  The benefit period is the minimum amount of years your policy will pay your...

What is the Long Term Care Insurance Partnership Program?

The original Long Term Care Insurance Partnership program was developed in 4 States in 1992: California, Indiana, Connecticut, and New York.

With the number of elderly Americans...

Long Term Care Insurance Costs and Rates

The number one question we receive every day is, "How much does long term care insurance cost?"

This is somewhat of a tricky question because unlike the cost of, say, a term life insurance policy or a...

Prudential Halts Sales of Long Term Care Insurance

Prudential, the 2nd largest life insurance company in the U.S. announced as of April 1st, 2012 it will no longer offer individual long term care insurance policies for sale following the lead of...

Long Term Care Insurance Underwriting for Diabetics

Data released in January 2021 according to the National Diabetes Fact Sheet states that 19 million people in the United States are diagnosed with diabetes.

As it relates to the long-term care...

Individuals and self-employed business owners that  buy long term care insurance will benefit from higher tax deductibility limits in 2013.

The Internal Revenue Service has agreed to increase the LTC insurance age-based tax deductions by...

Review of Lincoln Moneyguard II long term care insurance policy

Life insurance is a well accepted financial product to provide family protection.  Almost everyone will own life insurance at some point in their life.

Long term care insurance,...

Clark Howard advises to buy long term care insurance from a highly rated company

Clark Howard is an Atlanta, Georgia-based nationally syndicated radio and TV consumer advocate (as well as a dead-ringer for me such that...

State Farm Long Term Care Insurance Review and Ratings

As most everyone knows, State Farm is easily the largest property and casualty insurer in the United States.  Just like Starbucks, there seems to be a State Farm office on every corner.

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