One of the questions I often receive is "When is the best time to buy long term care insurance?"

While certain media pundits such as Dave Ramsey might tell you that age 60 is the magic age to buy long term care insurance, the truth is that there...

May 5, 2022 Update: New York Life has greatly improved the Asset Flex policy design and pricing.  The December 20, 2017 review below is no longer valid.

Updated review of the current New York Life Asset Flex policy is coming soon.

December...

Experts say over 70% of people age 65 or older will need long term care at some point in their lives, and for this subset of Americans the cost of long term care services has increased again.

According to the Genworth 2017 Cost of Care Survey...

Mass Mutual CareChoice One Review and Rating

Updated July 30, 2020

Mass Mutual CareChoice One is a single premium hybrid long term care insurance policy.  Hybrid long term care policies combine cash value life insurance with a long term care...

OneAmerica Asset Care III puts your retirement money to work

*Update*  March 12, 2021  OneAmerica Asset Care III is still available in California for a limited period of time.  Do not delay.  Act now to lock in...

Effective April 17, 2017 Lincoln Moneyguard II will be introducing pricing changes for new sales of the Lincoln Moneyguard hybrid long term care insurance policy, pending state approval. In addition to pricing changes, Lincoln will be introducing...

John Hancock Discontinues LTC Insurance Sales

One of the pioneers of long term care insurance announced today it is making the difficult decision to stop selling long term care insurance policies effective December 2, 2016.  John Hancock has...

The IRS just released an announcement that the 2017 tax deduction limits for traditional tax-qualified long term care insurance premiums are increasing for tax year 2017.  The increase approximates 5% from the 2016 LTC tax deduction limits.

...

Founded in 2006 as a wholly owned for-profit subsidiary of Blue Cross and Blue Shield of Michigan, LifeSecure Insurance Company focuses on long term care insurance, marketing today only within the group worksite arena. 

Initially, LifeSecure...

Review of New York Life long term care insurance AARP

The following is an independent review of the New York Life Insurance SecureCare long term care insurance policy.  

NYL Secure Care is the repriced long term care insurance policy...